Investments & Pensions

Your money matters. That is why take a thorough, conscientious, and detailed assessment of your existing assets and financial arrangements before offering you tailored advice.

There’s no shortage of options to choose from, which is why we cut through the noise to  find a solution that helps you achieve your financial goals in a tax-efficient way.

And to ensure you stay in control of the process, we arm you with facts you need to make informed decisions. Our experienced advisers will talk you through the steps involved in investing your money. They will then offer a strategy built around you.

Only regulated investments are considered and tax-privileged accounts used to maximise tax efficiency, so you make use of all annual allowances and exemptions available.

We never leave you in the dark. All costs and risks are explained to you upfront and in detail. And depending on your requirements, we can meet with you regularly to review and manage your investments.

Your capital is at risk. The value of your investments and any income from them may fall as well as rise and is not guaranteed. You may get back less than you invest.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes that cannot be foreseen.

Structuring your investments

There are many places to plant a seed. And just like a plant, investments need the right conditions to grow. We talk you through the factors, consider your circumstances and objectives before making a recommendation.

These include:

• Attitude to risk
• Your capacity for loss
• Investment preferences e.g., ethical investments
• Investment timescale
• Access requirements
• Your tax position

DISCLAIMER:

DON’T INVEST UNLESS YOU’RE PREPARED TO LOSE ALL THE MONEY YOU INVEST. VCTS AND EISS ARE HIGH-RISK INVESTMENTS. YOU MAY NOT BE ABLE TO ACCESS YOUR MONEY EASILY AND ARE UNLIKELY TO BE PROTECTED IF SOMETHING GOES WRONG.

THE VALUE OF INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE AND YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

HM REVENUE AND CUSTOMS PRACTICE AND THE LAW RELATING TO TAXATION ARE COMPLEX AND SUBJECT TO INDIVIDUAL CIRCUMSTANCES AND CHANGES WHICH CANNOT BE FORESEEN.